SHORT VERSION

1. Neither myself, nor any other lawyer who might work on your Documents, are "your lawyer" in the sense of representing you in your personal legal matters. You're simply purchasing a product from us. Granted, your product is obviously customized to your specific circumstances, but it's still just a product. We are not representing you, per se, in any way.

2. If you think you need someone to represent you in your legal matters, please try to find someone competent to do so.

3. If you think you need to visit a lawyer, face-to-face, in their office... but also want to leverage what Generational Wealth Builder has to offer, I can possibly refer you to someone (who will in turn hire me to do your Documents). Obviously, you'll pay more this way... as they need their "cut."

4. The Wealth Guardian represents an incredible Resource that you can use not only to learn along the way, but also revisit subsequently across time. I had nothing like this (and neither did any of my customers for 14 years). This provides a significant advantage over sitting with a lawyer and either paying attention (and not taking notes) or else taking notes (and not fully paying attention). If you decide to "hire" a lawyer to "represent" you, insist that you record your conversations so you have a record to seek recourse to.

5. Not surprisingly, Wealth Guardian (and the subject matter/presentation) of our communications is copyrighted. You have access to the password-protection Wealth Guardian for your purposes only... which only includes including others to the extent necessary to effectuate your own Estate Planning & Asset Protection Package goals. All other, unauthorized use is prohibited... and could cost you.

6. The best way to screw anything up is to add people. You & I will, unavoidably, be relying on 3rd parties (banks, IRS, Delaware, "tax professionals," etc.). Most are never problematic. At times, they could be. This isn't my fault or responsibility. It comes with the territory & you have to deal with it like I did. The difference is, I'm in your corner and we'll grind away on it together until we win.

7. You may receive email from us (doubtful to seldom), but not if you don't want to.

8. If you use it, you benefit from it... and that applies both to the Wealth Guardian and also to the Agreement Documents we provide for the Trusts and LLCs. Once you have it, you have it... and it's primarily all digital anyway - so there's no way to "return" anything. Regardless, there are no refunds... though you can certainly stop payments anytime you want.

9. By the way, all of this is Copyrighted and you use these materials subject to your License permitting you to do so.



LONG VERSION


Lawyer, Just Not "Yours":

I am AN attorney, not YOUR attorney. One or more lawyers (any & all of whom have passed a "bar exam" in some state, for whatever that's worth) WILL draft & review your Custom-created Documents prior to you receiving them. Candidly, however, that doesn't mean much (the bar exam is just the largest memory test & brain dump of your life). In fact, I wrote a book called "Why Passing The Bar Exam May Not Be Enough" (being "permitted" to do something is one thing; being competent to do it is quite another). Anyway, the poignant point is that someone who actually knows what they're doing (and has done so for years and years) will draft and review your Custom Agreement Documents (both Trusts and LLCs). That said, use of the self-paced, self-help Wealth Guardian Legal Vault (residing inside your online "Member's Lounge" Account) to matriculate the process, or even a Clarity Call to get to that point, does not create an attorney-client relationship and no "letter of engagement" will be issued accordingly. You are purchasing a "product," not our professional "service," per se. Consequently, you using the Generational Wealth Builder (Wealth Guardian Legal Vault) Step-By-Step System (same system that I use to establish Estate Planning & Asset Protection Structures for myself, my family & my friends) does not make me (or any other attorney who may be called upon to assist in the process) "your" lawyer. Since we have no contract for professional services with you, we don’t represent you, your family, or your business directly. This means that you cannot (honestly) say, as some are for some reason apt to want to do, "I'm gonna call my lawyer."

On "Practicing Law" (Seriously? They're Confessing It To Your Face!):

If you think you need a lawyer to "represent" you in your personal/individual, family, or business matters, please feel free to seek one out. If you believe that you would instead benefit from more directly hiring a lawyer (whatever that means), who you perhaps could visit with in person, to handle your estate planning & asset protection desires, we encourage you to give it a try. Of course, you should only hire someone who is deeply qualified to help in this arena - assuming you can find such a person. Use caution - for when attorneys talk about "practicing law," we tend to believe them - literally taking them at their word. If you caught that insight, you're likely in the right place by being here. If not, try one more time. If you still fail to apprehend the second half of the double entendre, you might actually be better off hiring such a person to "practice" law on you. You can always lean on their malpractice insurance, after all. I actually remember one lawyer screwing something up royally for my in-laws, only to tell them (his "clients") they'd have to sue him. Joy. To recap, if you think you need individual, specific legal advice or representation for your precise legal affairs (of any kind), and/or the ability to sit in the same room with someone, please seek out competent counsel (assuming you can find such).

I Can Recommend You... To Myself:

Of course, some people are still simply seemingly quite inextricably tethered to the matrix. To each, his own. If, accordingly, you feel the urge to "hire a lawyer" to "represent" you, in the old-school establishment sense of being able to look into their eyes, and seem to hit dead ends in your quest for such enigma - fear not. If you need help finding an attorney you can trust to get the job done right for you, who you can also hire directly in the legacy sense of having "my lawyer" and get a letter of engagement you can frame and hang on your wall, there are a couple I can recommend who have an over-priced office you can visit in person. The reason I know you can trust them is because they're actually going to turn around and have me prepare your Trust and LLC Agreement Documents - for you - on their behalf. In fact, I recently did this exact same Structure (yes, the one you're about to purchase access to... the SAME precise process) for one of them (to protect him, his wife, and his progeny for perpetual generations to come). There's a reason that another lawyer paid me to do this for him (even though he's already a "lawyer" himself). No, we don't know everything about all facets of "law" (revisit "Why Passing The Bar Exam May Not Be Enough" - which, incidentally, will be in your Member's Lounge Account - free - after getting access to the Wealth Guardian Legal Vault via your purchase). Of course, you'll have to pay more if you go through them to get to me (so they can get their "cut"). So, just be mindful of that if you have me indirectly do your Documents by directly "hiring" them to be "your lawyer." Sure, that sucks - but, look, at least they have enough sense to "outsource" the work to someone who knows what they're doing. Other lawyers would be content to just "practice law" on you. See how that works? We've come full circle now, haven't we? Anyway, but also keep in mind that this would only help you if you lived in a few certain States (sorry west coast). You'd have to live close enough to where they office, in those given states, to make the drive feasible for an "office visit." Otherwise, you'd be doing it by phone (or email, text messages, etc.) - in which case the state really doesn't much matter.

All THAT... And Then Some:

Speaking of the State not mattering, that's really how all of this began. Before I ever even went to law school, I personally sought out the top business, asset protection, and estate planning attorney I could find in the United States (upon buying & reading a number of books and realizing there was a lot of bad advice out there... and many ways to blow this). I ended up contacting a lawyer on the American Bar Association’s Asset Protection Planning Committee. I was in the western United States (AZ). He was clear on the other side of the country. We've never met - even to this day. He never had the material distilled down to a 24/7 go-to Resource, like I've done with Wealth Guardian now, so we did it all by phone and, to a greater degree, email. Text messages weren't a thing; besides, I don't own a cell phone anyway. Anyway, I paid him $15,000 to do my own family’s Estate Planning & Asset Protection Package. Actually, it was $20,000... but he gave me a $5,000.00 discount because, being so young (at the time), I was an oddity & he wanted to use me as a testimonial or reference for future prospective customers. There you have it - the price was $20,000.00 20 years ago (that should add some perspective & shine some light on exactly what you're getting here today). Now, as far as what you are getting, what you're about to see here is the culmination of nearly two decade’s worth of additional study, having earned my own law degree while concentrating on estate planning & business associations (plus contracts, tax, real estate, etc.), and practical application helping people "build a dynasty & leave a legacy." For nearly 20 years I’ve banked my family’s financial future on the foundation of these EXACT Irrevocable Trusts & LLCs. Now, nearly two decades of experience with Irrevocable Trust and LLC-based Asset Protection and Estate Planning has been collected and concentrated in a private Member's Only self-serve portal. For $15,000, I received Documents. That's it. In addition to Documents, you'll have a password-protected Member's Lounge experience you can always revisit - at will. I cannot tell you how many times I've had the same conversation - with the same person - and they still forget what we discussed. Now, the best of these instructional sessions is forever memorialized in your web portal so you can revisit it when it suits you. There are WorkSheets to hold you accountable to the process and ensure you covered everything. There are CheatSheets you can provide to friends and family to help them understand the role you're asking them to play. There are Guides with annotated screenshots, to make sure you are on track at each point in the process. There are Handouts to provide to third parties, such as banks or brokerages. There are at-a-glance Data Point Collection Sheets so you can have the details you need handy at all times for quick reference. There are Diagrams, allowing visual-spatial learners to instantly grasp the relationship among the moving parts. There are links to web resources. There is a Support Ticket HelpDesk if you get stuck or have a question. I had NONE of this. I had to slog through the process, fend for myself, and ended up with Documents when it was over. Your process will be light years more seamless & placid. You can “plug-n-play” with my "paint-by-number," hand-holding, do-it-together Self-Help Web Portal to do exactly what I do. Or, you can go hire a lawyer. Just take good notes (or see if they'll let you record your meetings!).

Copyright & Licensing / Protected Access:

What you're about to experience is a copyrighted process for helping anyone, who can depart from the bread & circus long enough to tend to weightier matters, "build a dynasty & leave a legacy." While I wouldn't call it "complicated," and hesitate to even call it "complex," there is considerable depth to some of the concepts, legal issues & implications, and interplay between the moving parts. Painstaking effort has been put into drafting explanatory text, providing supplemental resources, providing examples, and so on. These proprietary materials (websites, membership websites, downloads, documents, emails, support ticket exchanges, Q&As, and everything else) are copyrighted, protected, and provided - under Licensed use - only for the benefit of the customer purchasing access to them. Your login credentials are entrusted to you for your benefit, and for the sole purpose of helping you effectively & efficiently reach the objective of having a complete Estate Planning & Asset Protection Package birthed for your benefit. You are not permitted to share your login credentials, or the materials, with anyone. Obviously, we understand that you will collaborate with certain people in the context of identifying parties to play certain roles in your Structure. We also obviously realize that you may have loved ones assist you in the process and benefit from their help. However, beyond that, sharing the material without a furtherance of your own objectives in mind is not permitted under the License granted to you by this purchase. Our intent is not to be legalistic Pharisees and give you a hard time for healing on the Sabbath but, rather, to avoid getting exploited & screwed - that's all.

Third Parties:

I really hate relying on other people. It's worse when we're dealing with "civil servants" who aren't... or "public servants" who aren't. So, here's the deal: I stand by, behind, and otherwise vis a vis those things that I do and have control over. The rest... well, that's a risk that you have to assume - just as I did years & years ago when I first did all of this. If the IRS EIN generator craps out... or some person working there is a retard - obviously I cannot control that. If your Trustor or Trustee is enthusiastic about helping you... and then sits on your Docs for 3 months - obviously I cannot control that. While I've never had any issues or disappointments with Delaware, it's certainly possible that something could go wrong. They are not perfect. I've likewise never had an issue with any of the several registered agents I've used over the years. That said, one could go the way of stupid. My point here is to emphatically state the obvious - I can only control those things that I can control. If you're committed to stepping up to the plate and knocking it out of the park for your loved ones, I'll fight hell, high water, or even both to assist you in completing that fine achievement. I just need to make it crystal clear that we will rely on some third parties along the way. We may both get annoyed in that process. If we hit a hurdle, we just have to slog through, overcome, and get it done. Keep in mind, also, that I'm not a panacea. You can probably tell by now that the major factors, in my view, are Estate Planning & Asset Protection. Tax is a pretty janky matter. In fact, and I'll openly declare it here and challenge literally anyone on planet Earth (or beyond) to debate me on it, the so-called "income tax" is actually a Constitutionally-valid indirect excise that is nevertheless imposed/enforced/practiced as a wholly unlawful direct tax on income as property. This is Constitutionally impossible not only because direct taxes would need to be apportioned and the so-called "income tax" is not (notwithstanding what confused & altogether erroneous people think about the 16th Amendment)... but also because Constitutional rights cannot be taxed (and your right to earn a living by any lawful calling is one of the most fundamental, and foundational, rights). That to say this: you will need to find your own "tax professional," assuming such a thing truly exists, and have them exploit for you all of the moving parts and opportunities we provide for you to move money around and such. I can share the basics of how to start, as per the Code, on the assumption it applies to you to begin with. From there, you need to find someone you feel comfortable working with who has a bit of ambition and is not afraid to get their hands dirty to make things happen for you. Yes, it is all "beneficiary-taxed," and thus all distills down to you (and your 1040)... but you don't want to miss opportunities to whittle away at any alleged tax bill.

Email:

I can assure you that we don't want to send you email if you don't want it. We do NOT force our customers to stay on a "marketing" email list just to retain access to purchases (or to receive updates regarding them). We maintain an "update" list exclusively for sending out updates or other important information about products you've purchased from us (or, perhaps, to advise you of any new offerings or particular special opportunities). You won't hear from us often... if ever. Accordingly, we advise that you remain on that list for your own good. You can always flush it later, if you so choose. Sound good?

VRBA Guarantee:

Value Received, Benefit Achieved Guarantee (i.e. - NO RETURNS/REFUNDS) - You are purchasing access to important information contained in a private, password-protected membership website. If you want it, buy it. If you don't, don't. Once you have access, you have it. Once you have it, there's no way to "return" it (and there would never be a point or purpose in you trying). If you buy it, please use it. Indeed, if you simply use it, you'll get the value & benefit from it... in which case a refund is inappropriate. Therefore, there are no refunds. If you won't use it, please do not buy it. You'd simply be wasting your money. If you decide to join us, we'll make sure you can matriculate through the steps (it's easy) and we will be available (through the Support HelpDesk) to answer questions. If need be, we'll call you on the phone or email with you directly to help ensure you finish what you started. Fair enough? While there are no refunds, you can certainly stop payments any time you like. Of course, our obligation to you will be commensurate with your payment milestones. If you've made sufficient payments, we will perform for you... notwithstanding the risk that we may never collect the balance due.

NOTE - The "NO RETURNS/REFUNDS" Policy obviously does not impact instances where you make a purchase, the price of which can be credited against a future purchase. Our goal is to help you get your affairs in order, once and for all. If you need to take baby steps, so be it. If we can ensure you are not penalized for going slow, we will. That's why, in certain instance, a "baby step" purchase may be expressly stated as being able to be credited to a later purchase (typically within a reasonable timeframe). Anyway, the takeaway is that a "credit," or having the purchase price of one thing applied to the purchase of another, is not the same as not allowing refunds.

Copyright/License:

The poignant and succinct nature of the finely distilled information provided in your private Member's Lounge online learning center is proprietary copyrighted & other-protected material. Upon purchasing access to this information product you, the customer, have a license to use it to the identified end: establishing an Estate Planning & Asset Protection Structure for you. Sharing this information beyond the scope needed to effectuate this goal is prohibited. Abuse can lead to your rights being terminated. However, we're not unduly ruthless and would contact you first to discuss any potential unauthorized use of these materials beyond the permitted boundaries.

I agree I may receive email (updates, etc. & can unsubscribe anytime), that there's a VRBA guarantee, and that this is protected & copyrighted material licensed for use solely by the customer!



Email:

I can assure you that we don't want to send you email if you don't want it. We do NOT force our customers to stay on a "marketing" email list just to retain access to purchases (or to receive updates regarding them). We maintain an "update" list exclusively for sending out updates or other important information about products you've purchased from us (or, perhaps, to advise you of any new offerings or particular special opportunities). You won't hear from us often... if ever. Accordingly, we advise that you remain on that list for your own good. You can always flush it later, if you so choose. Sound good?

VRBA Guarantee:

Value Received, Benefit Achieved Guarantee (i.e. - NO RETURNS/REFUNDS) - You are purchasing access to important information contained in a private, password-protected membership website. If you want it, buy it. If you don't, don't. Once you have access, you have it. Once you have it, there's no way to "return" it (and there would never be a point or purpose in you trying). If you buy it, please use it. Indeed, if you simply use it, you'll get the value & benefit from it... in which case a refund is inappropriate. Therefore, there are no refunds. If you won't use it, please do not buy it. You'd simply be wasting your money. If you decide to join us, we'll make sure you can matriculate through the steps (it's easy) and we will be available (through the Support HelpDesk) to answer questions. If need be, we'll call you on the phone or email with you directly to help ensure you finish what you started. Fair enough?

NOTE - The "NO RETURNS/REFUNDS" Policy obviously does not impact instances where you make a purchase, the price of which can be credited against a future purchase. Our goal is to help you get your affairs in order, once and for all. If you need to take baby steps, so be it. If we can ensure you are not penalized for going slow, we will. That's why, in certain instance, a "baby step" purchase may be expressly stated as being able to be credited to a later purchase (typically within a reasonable timeframe). Anyway, the takeaway is that a "credit," or having the purchase price of one thing applied to the purchase of another, is not the same as not allowing refunds.

Copyright/License:

The poignant and succinct nature of the finely distilled information provided in your private Member's Lounge online learning center is proprietary copyrighted & other-protected material. Upon purchasing access to this information product you, the customer, have a license to use it to the identified end: establishing an Estate Planning & Asset Protection Structure for you. Sharing this information beyond the scope needed to effectuate this goal is prohibited. Abuse can lead to your rights being terminated. However, we're not unduly ruthless and would contact you first to discuss any potential unauthorized use of these materials beyond the permitted boundaries.